Short term gains. Long term goals.

4.00% for 90 days then 2.60% for the next 33 months

Invest in your Truly Local Credit Union and receive a great short term interest rate followed by an equally amazing rate of return for the balance of the three years. Plus we’ll pay your investment forward by reinvesting your deposits to improve the lives of your friends and neighbours and not-for-profit organizations who strengthen our communities. It’s called Truly Local Investing – because an investment in Niagara always pays the best interest.

*Annual Effective Yield: 2.71%. Minimum deposit of $1,000 required. Registered and non registered deposits applicable. Interest rates are annual rates. Rates subject to change without notice. Offer available for a limited time only for new and existing PenFinancial members. Deposit Insurance Corporation of Ontario’s new expanded insurance for Credit Unions now automatically insured your deposits up to $250,000 (unlimited for deposits in registered plans).

DICO NOW INSURES CREDIT UNION DEPOSITORS UP TO $250,000! (The banks only offer $100,000 protection. Just sayin’.)